Quack! Quack!

Emergency Room visit--$75
Orthopaedic office visits--$185
Hospital bill--$940
Having Aflac insurance--priceless!

I highly recommend getting Aflac to anyone with kids. It picks up where your regular insurance leaves off and pays your share of the bill for you. But only in case of accidents. For instance, Little pup's trip to the ER for croup: not covered. Little pup's trip to the ER when mommy dropped a spaghetti sauce jar on his head: covered.

On a related note, while driving by a local Baptist Independent church a few weeks ago, I couldn't help but notice their sign out front. It said, What you need is Life Assurance, not Insurance. And while I wholeheartedly agree that what's missing in ch rch is u, I'm going to have to disagree with this one.